Last updated: December 2024

Welcome to Spendio, your premier money manager. This Privacy Policy outlines our commitment to protecting the privacy and security of your information collected through the Spendio app ("the app") and any related services we offer (collectively, "Services"). By accessing or using our Services, you acknowledge and agree to the practices described in this Privacy Policy and our Terms of Service.

1. Information We Collect

Information You Provide to Us Directly:

• Account Information: You provide us with your email address to create an account. You may also provide a password or use sign-in options with Apple or Google.

• Transaction Information: We collect details about your financial transactions that you input using our Services, including digital receipts.

• Communications: Any information you send us directly, such as support inquiries, including your contact information.

Information We Collect Automatically:

• Usage Information: Details of your interactions with our Services, like the features you use and pages you visit.

• Device Information: Data about the device through which you access our Services, including the operating system, device identifiers, and network information.

Information From Third Parties:

• Sign-In Services: If you sign in through Apple or Google, we collect information based on your settings with these services to create and maintain your account.

2. How We Use Your Information

We use your information to provide, maintain, and improve our Services, personalize your experience, communicate with you regarding the Services, conduct analytics, and ensure the overall security of Spendio and its users.

3. How We Store Your Information

• Secure Storage: Your personal information is securely stored in a private cloud. We utilize robust security measures to protect your data against unauthorized access, alteration, and misuse.

• Privacy Commitment: We do not share your personal information with any third parties. Access to your data is strictly limited to necessary Spendio personnel and is used solely for the purposes outlined in this policy.

4. Data Security

We are committed to ensuring the security of your personal information. While no system can guarantee absolute security, we implement stringent security measures designed to protect your data from unauthorized access and misuse.

5. Data Retention

We retain your personal information for as long as necessary to provide our Services to you and for other essential purposes such as complying with our legal obligations and resolving disputes.

6. Your Rights

You have the right to access, update, or delete your personal information held by Spendio. You can manage your information through your account settings or by contacting us directly at the details provided below.

7. Changes to This Privacy Policy

We may occasionally update this Privacy Policy. We will notify you of significant changes by posting the new policy on our website and/or through our Services.

8. Contact Us

For any questions or concerns regarding this Privacy Policy, please contact us at support@spendio.app.